HingiCredit is a big-data driven Credit Risk Analysis tool for unbanked rural Farmers in Uganda. This tool will be used by banks, microfinance institutions, farmer facing SACCOs and farmer groups to assess the creditworthiness of farmers requesting for credit for production.
This system assesses risk factors that influence farmer’s ability to produce and profitably sale their goods. The automated risk analysis results into a credit score that will be used by the lending institutions in evaluating how much credit they can advance to the farmer and at what interest. The analysis will also produce a detailed credit risk report, that will be used to advise the farmers on which areas they can improve so that they reduce their risk profile.